Life Insurance Australia :: Privacy

Life Insurance Australia Privacy Statement

This is the privacy policy statement for Life Insurance Australia and Clark Family Pty Ltd in relation to this website.

We have created this privacy policy statement in order to demonstrate our firm commitment to privacy. The following discusses our information gathering and dissemination practices for this website.

Information We Collect and How It’s Used

To process your financial services referral request, Life Insurance Australia requires your name, phone number, Email address, and any other information pertinent to the type of service you are requesting.

This information is used by the third party product and service providers in our network to provide accurate responses to your enquiries. Life Insurance Australia provides this information to them on your behalf in order for them to provide a product or service to you. (Unless otherwise notified by us, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us)

Personal information, including contact information, will never be released to any other party at any time.

Please Note: This website contains links to other websites. Clark Family Pty Ltd is not responsible for the privacy practices or the content of those websites.

Cookies

Life Insurance Australia uses cookies to record session information and user-specific information on what web pages visitors access or visit in order to track the visitor’s progress through our web site, analyze system performance, and ensure that visitors are not repeatedly sent the same promotional material.

Third-Party Advertising

We use third-party advertising companies to serve our ads on our website. These third-party advertising companies employ cookies and 1x1 pixel .gifs or web beacons to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, their cookie, the IP address. This information can also be used for online preference marketing purposes.

Access to Personal Information

You may access your personal information, subject to a number of exceptions permitted by law. We reserve the right to determine the manner in which the information is accessed. If we deny you access we will provide you with written reasons and, depending on the circumstances of the denial, we may provide sufficient access to information through mutually agreeable intermediaries to meet the needs of you and us. If you request access to your personal information, you may be charged a reasonable fee or costs incurred such as photocopying, administration and postage.

If you would like access to your personal information please contact us. To ensure security and protection of your information, we may ask that your request be in writing.

Changes to Our Privacy Policy

To ensure that our privacy policy reflects market expectations and needs we will constantly review it and update it from time to time as the need arises.

Queries or Problems

If you have any queries or problems whatsoever in relation to our privacy policy or the handling of your personal information, please contact us

Further information about privacy issues and the protection of your personal information is obtainable from the Australian Federal Privacy Commissioner on: 1300 363 992.

What if you have a complaint?

If you consider that any action of ours breaches this Privacy Policy or the National Privacy Principles or otherwise does not respect your privacy, you can make a complaint. This will be acted upon promptly. To make a complaint, please contact Life Insurance Australia in the first instance. If you are not satisfied with our response to your complaint, you can telephone the Australian Federal Privacy Commissioner`s hotline on: 1300 363 992.

If you have any question about this privacy statement, the practices of our website, or your dealings with our website, you can contact us.

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Life Insurance Articles

Life Events That Should Trigger a Life Insurance Review for Aussie Families Life Events That Should Trigger a Life Insurance Review for Aussie Families
Life insurance is a cornerstone of financial planning for Aussie families, offering protection and peace of mind. But what happens when the bustling flow of life brings changes? This is where a life insurance review comes into play. A life insurance review is a thorough analysis of your existing policy to ensure it aligns with your current life circumstances and financial goals. - read more
A Millennial's Guide to Life Insurance A Millennial's Guide to Life Insurance
For many millennials, navigating the complexities of personal finance and future planning can feel like a bewildering journey. Among these financial responsibilities, life insurance emerges as a paramount consideration. More than just a safety net, life insurance can be the cornerstone of a sound financial strategy, providing peace of mind for both the policyholder and their loved ones. - read more
The Impact of Parenthood on Your Life Insurance Choices The Impact of Parenthood on Your Life Insurance Choices
Life insurance, a contract between an insurer and a policyholder, is designed to provide financial protection to loved ones in the event of the policyholder's death. For parents, this protection takes on a new level of significance. The birth of a child heralds a profound shift in priorities, with a focus on safeguarding the future of one's family. Hence, understanding life insurance options becomes a crucial aspect of responsible parenting. - read more
Maximize Your Safety Net: Top Tips for Optimizing Income Protection Benefits Maximize Your Safety Net: Top Tips for Optimizing Income Protection Benefits
Welcome to a pivotal guide dedicated to empowering you with the essentials of income protection insurance in Australia. As we navigate through times of uncertainty, safeguarding your financial wellbeing becomes not just a priority, but a necessity. Income protection insurance stands as one of the key pillars of financial security, ensuring a steady flow of income during periods when you're unable to work due to illness or injury. - read more
Income protection insurance Income protection insurance
It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more

Insurance News

Revamped Funding Plan for NSW Emergency Services in Pipeline Revamped Funding Plan for NSW Emergency Services in Pipeline
16 Mar 2024: .Paige Estritori

New legislation put forth by the New South Wales Government is poised to transform the method by which emergency services are financed, marking a potential shift away from the current Emergency Services Levy (ESL). Treasurer Daniel Mookhey is slated to gain access to anonymized insurance policy data—a critical step that the state believes is necessary for crafting a more balanced and effective funding model. - read more
Government Inquiry Advances into Post-Flood Insurance Practices Government Inquiry Advances into Post-Flood Insurance Practices
15 Mar 2024: .Paige Estritori

The progression of the governmental examination into the insurance aftermath of the 2022 flood cataclysms stands as a testament to proactive federal engagement. With a series of consultative meetings already under its belt, the House of Representatives Standing Committee on Economics is broadening its scope to include direct dialogue with the victims of these unparalleled events. - read more
Vehicle Owner Triumphant in Complex Insurance Claim Dispute Vehicle Owner Triumphant in Complex Insurance Claim Dispute
14 Mar 2024: .Paige Estritori

An individual has successfully contested an insurance firm's refusal to honor a claim for his automobile, which was crushed under contentious circumstances. The vehicle, left with a relative known as JS while the owner relocated, was subsequently involved in an accident by another family member, leading to a complicated insurance dispute centering around the definition of 'theft.' - read more
Top Concerns for Australian Insurers: Cyber Risks Lead the Pack Top Concerns for Australian Insurers: Cyber Risks Lead the Pack
12 Mar 2024: .Paige Estritori

In the competitive world of insurance, Australian companies have pinpointed cyber threats as their primary concern, outranking regulatory challenges and the effects of climate change. This insight is delivered through a comprehensive survey steered by the renowned consultancy firm PwC, which is released every two years. - read more
Influence of Drugs Nullifies Insurance Claim in Vehicle Crash Influence of Drugs Nullifies Insurance Claim in Vehicle Crash
10 Mar 2024: .Paige Estritori

An individual involved in a serious car accident has faced a legal setback after his insurance claim was denied due to intoxicated driving. The crash occurred on a treacherous evening where hazardous weather conditions prevailed, which might have contributed to the vehicle's loss of control, ensuing in multiple flips and a collision with a tree. - read more

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Knowledgebase
Insurance Deductible:
That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.